Intuit’s Mint, Rocket Mortgage Partner for Instant Approvals

The new tool will allow homebuyers to import data already stored in Mint and access immediate mortgage approvals.

Need to Know

  • Mint users can now get approved to purchase a home digitally from directly within the Mint app.
  • The new automatic digital mortgage approval tool is powered by Mint partner Rocket Mortgage’s API.
  • Homebuyers will reportedly be able to move from application to accurate rate confirmation and a mortgage approval in as little as eight minutes.


Mint, the personal finance app operated by Intuit, has introduced a new tool that allows home buyers to be approved for a mortgage in minutes, all within Mint’s app.

The new tool is an extension of Mint’s partnership with Rocket Mortgage and will be powered by Rocket’s API. The new product offers homebuyers the ability to complete a mortgage application, lock-in terms, and an accurate rate confirmation, and get approval within Mint’s mobile app, in as little as eight minutes. Applicants will be able to import information already stored within their Mint account, adding to the new tool’s ease of use. With the tool, Mint and Rocket aim to give homebuyers a strong advantage in today’s highly competitive housing market.

“The first-of-its-kind simplified digital mortgage experience inside the Mint app is a game-changer for home buyers,” Varun Krishna, SVP and head of Mint for Intuit Consumer Group, said in a statement. “Mint users can now lock-in the best rate and capitalize on opportunities more quickly. Our hope is it empowers more people to enter the market with certainty and purchase the home of their dreams.”

Rocket Mortgage CEO Tim Birkmeier pointed out that the new integration makes Mint the first place to host Rocket’s mortgage experience outside of the company’s own website and app.

“With the massive response we have had from our refinance experience in Mint, we know the new experience for home purchases will help many buyers navigate the competitive spring buying season and for years to come,” he said.

The Mint-Rocket mortgage tool partnership comes just months after the two companies jointly introduced a digital refinance experience within the Mint app. At this point, tens of thousands of homeowners have used the tool to find a lower mortgage rate or to access their home’s equity. That integration also offered Mint users the ability to share information already added to their Mint profile with Rocket Mortgage and promised results within eight minutes instead of days or weeks.

Intuit, which operates Mint, has entered into a number of partnerships recently that — like the two recent Rocket integrations — rely on open data and information sharing. In September, Intuit announced an open data-sharing agreement with TD Bank that allows TD customers to securely share their banking data to use Intuit’s products, which include TurboTax, QuickBooks, and Mint, using Intuit’s secure API. Intuit had announced a similar partnership with BMO a month sooner.