Finn, HonkMobile, Lendful, Responsive & Sensibill

Check out the September 2016 edition of the Fintech Five.

PayPal gives people better ways to connect to their money and to each other, helping them safely access and move their money and offering a choice of how they would like to pay or be paid.

The Fintech Five powered by PayPal profiles five of the hottest and most promising financial technology companies across Canada each month. The list is curated by Techvibes editorial staff and reflects who is making waves in our nation’s fintech ecosystem right now.



Finn is a white-label virtual banking assistant powered by artificial intelligence that wants to “put a personal banker in every customer’s pocket.” Formerly named Payso, Finn recently partnered with ATB Financial to launch the first ever banking chatbot on Facebook Messenger.

The Vancouver-based company has raised a seed round that includes angel investor and Hootsuite co-founder David Tedman.  Finn will present their bot at the world’s largest FinTech Conf, Money 20/20, in Las Vegas next month.



HonkMobile is a provider of on-demand mobile payments for parking. HonkMobile is changing the business of parking by increasing profitability for traditional parking operators and bringing additional parking spots into the market with their proprietary technology.

The Toronto-based company recently secured $3 million seed stage funding round led by Impression Ventures and will use the funds to scale its sales, marketing and technology infrastructure to support its rapid growth across North America.



Lendful allows borrowers to fill out a loan application within two minutes and receive their money within 24 hours. This month they announced that fintech veteran Pat Forgione is joining the team as chief technology officer.

Before joining Lendful, Forgione spent three years as CTO of Thinking Capital. He founded and exited his financial services software provider company, Digital Finance, in 2010.



Launched this month, Responsive is an artificial intelligence (AI)-driven investing service that adapts client portfolios according to global economic changes in the market.

Responsive believes that the upcoming interest rate era spells trouble for the passive investment strategy (which is the strategy employed by all Canadian robo-advisors and many money managers) and that their technology will reinvent wealth management.



Sensibill’s receipt management platform lets banks provide customers access to digitized receipts via desktop or their mobile banking app. Sensibill is positioning the service as a customer value-ad for banks, as well as a tool to boost ROI via new revenue streams and streamlined customer support.

The Toronto-based company recently announced that it has raised $2 million in seed funding, led by Impression Ventures with participation from Six Squared Capital, the Ontario Centres of Excellence, and Ryerson Futures.

With PayPal‘s 184 million active customer accounts globally and 6.4 million in Canada, we have created an open and secure payments ecosystem that people and businesses choose to securely transact with each other online, in stores and on mobile devices. 

Want to be a part of the next Fintech Five? This list isn’t something you can apply for, but make a splash and you’re certain to get on our radar.